Husband and wife team, Jason & Daravy, who retired early at 39. One American, one Cambodian.

We’re the creators of 40NorthFinances and 40NorthTravels, where we share insights on financial independence, early retirement, and international slow travel. With a $1M+ self-managed portfolio, no debt, and a minimalist lifestyle, we’ve sustained a fulfilling retired life for over 8 years.